Can I Rent A Car With Chime Card [Learn The Facts]

Are you here in order to learn a little about facts associated with renting a car with my Chime Visa Credit Card and what the details are all about for your account protection or wondering what number to call and how to use this Chime Visa Credit Card to the best extent possible, then perfect! You have found the right article.

In this article, I’m going to give you all the Chime Visa Credit Card facts about car rentals that you need to know about so that I can help you out with using your card and benefiting the most.

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Chime Basics

Chime was founded by two entrepreneurs, Chris Britt (CEO) and Ryan King (CTO), in 2013 in San Francisco.

Chime is one of the top neo banks with millions of customers. A neo bank is a type of Bank that does not have a physical location.

Instead of spending money to maintain their own physical branches, Chime invests that money to build the best online banking platform that provides more convenient features than most traditional banks for millions of customers.

The Chime company doesn’t operate from any fees concerning minimum balance fees or overdrafts, consumer fees, and monthly service fees, which saves their members money.

A Chime Visa debit card is one of the best payment cards compatible with Apple Pay, Google Pay, Samsung Pay, and E-wallets.

Renting Cars

All of this spells good news if you wish to rent a car or a hotel using your Chime Visa Credit Builder Card. According to chime bank, Chime Credit Builder card can be used to rent a hotel and car rentals. Chime Credit Builder card and renting a car from Enterprise, Avis Car Rental, Affordable Car Rental, National Car Rental, Alamo Rent-A-Car, and Turo can be used.

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A good thing that you should remember is that some of the car rental companies will preauthorize a larger payment as a type of security deposit above the car rental just in case of other charges.

The preauthorized payment can sometimes take up to 30 days to be released. The payment of deposit funds will not be able to be used during your car rental.

Couple Of Examples Of Car Rental Companies Using Chime

Enterprise Rent A Car

At Enterprise, it is already a Visa-powered card. So, yes, Enterprise accepts your Chime Credit Builder Credit card for their car rental. Your Chime debit card can be used to pay the rental service.

Sometimes different locations and the services you want can vary to affect whether or not your Chime card will be accepted. The best policy is to contact an Enterprise manager in the area and location where you wish to rent a car in advance concerning accepting your Chime Card.

Before making a final decision, there are details you should know in advance about renting a car from Enterprise with your Chime Credit Builder Credit card. As stated above, to call the manager in advance is because the acceptance of your Chime Credit Card will not necessarily guarantee the same card will be accepted at a different Enterprise location.

Enterprise locations are defined simply by Airport locations and Non-airport locations and vary a bit in their policies. Keep in mind to know and be sure of all details, contact Enterprise directly.

Differences In Location:

The Chime Credit Card you use must have the same name as that in the Enterprise car rental agreement. You can’t use a family member’s card or anyone’s card for the payment.

The Chime Credit Card must of course have the funds available for the full cost of the rental, including enough funding to cover the additional security deposits. Enterprise states the additional money should be $200.

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Your Chime Credit card will only be accepted at Enterprise Airport locations if the person signing the rental agreement can present a round-trip travel ticket as proof.

Hertz Rent A Car

Hertz customer service and local Hertz locations say they don’t accept Chime cards of any kind. Hertz states that they will not accept prepaid cash cards or debit cards for payment of your rental car and won’t guarantee at the time of reservation or even the time of pickup.

Rental terms click here.

Dollar Rent A Car

You will be able to rent a car with your Chime Debit card or Chime Credit Builder Card at corporate Dollar U.S. locations.

Since Chime is a Credit card from VISA and is funded by a cardholder’s linked bank account directly, the card can be used for the car rental if the reservation was made 24 hours before you wish to pick up the car rental.

At Dollar Rent A Car, you can provide a credit card at the beginning of the rental. Even though the payment is actually made at the end of the car rental, again, as previously stated, an additional charge of $200 will be authorized and put on hold as funding to cover the additional security deposits until you return the car rental.

Your additional hold of $200 will be able to be used again after the return of the car rental, providing you didn’t have any additional charges or damages during your rental.

Steps to Sign up for Chime Credit Builder Card

Only a few questions are needed to sign up or register for your new Chime Credit Builder Card. You don’t need any initial deposit to open your account. No initial deposit saves many low-income families troubles, and with 6M customers, it’s not a coincidence. 

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At Chime, a checking account has another name – a spending account. 

The spending account is like a checking account, except there is no physical checkbook. Instead, the Chime checkbook is a virtual checkbook.

It is $5 per check and $10k limit per month to write a virtual check that Chime mails on your behalf.

To apply for a Chime Credit Builder, you first need to have a Chime Spending Account and will need to have made a qualifying direct deport of $200.00 or more within the last year. 

The above link is where you will fill out your personal information and simply follow the required prompts so you can submit your application. 

Next, to qualify for a Chime Credit Card, you must have a Chime spending account, a white credit card, and you need to be a U.S. citizen or permanent resident. 

If you don’t have a Chime Debit Card Account and wish to do so, simply click this link to apply at

You will need to provide:

  • Full Name
  • Valid Email
  • Valid Phone Number
  • Home Address
  • SSN
  • Banking Information

Chime claims to accept everyone who applies as long as they provide accurate information and have an SSN.

Don’t Have the Chime Account Phone App?

  1.  Log in to your Chime online account at  or Open Chime App on your phone.

(If you don’t have a phone app for Chime, you can download it by clicking here.)

Contact Chime Account Team Member Customer Support

To get in touch with a Chime team member.

  1. Contact Chime Support at 844-244-6363.
  2. You can also email Chime at
  3. Or log in to your Chime account at and follow the directions.
  4. Or log in to your Chime account and use the Chatbot Feature.