Direct Express Early Cash Program [How It Works]


If you are here to learn a little about Direct Express Early Cash Program and how it works or wonder the reasons associated with what to do or what details are needed or who to call to remedy your questions to the best extent possible, then perfect! You have found the right article.

In this article, I will talk about facts that you need to know to help you out and benefit you the most that you can.

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What Direct Express Is

Direct Express Cardless Benefit Access Direct Express crisis money lets cardholders get up to $1000 associated with other funds available in their account. It doesn’t give you any extra money but rather allows you to access funds already in your account.

I am going to describe just a little about how the Direct Express card works so you will understand more about how the Direct Express Emergency cash works.

Direct Express card is used for you to access your federal benefits in a debit card that Comerica Bank issues granted the rights by the U.S. Treasury Department.

According to the Treasury Department, it is the best and safest way to access your federal benefits money from Social Security instead of checks in the mail.

This means you don’t have to worry about cashing a check every month as it’s automatically deposited into your card account from Social Security direct to your Direct Express Debit Card account by direct deposit.

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Eligible enrollees are Veterans assistance, SSI, SSKI, and Social Security.

How Your Direct Express Card Works

Deposits are made from your federal benefits payments on the due date every month, and your money is available to you right away.

Like any debit card, you can access your federal benefits by withdrawing cash from (ATMs) Automated Teller Machines. 

You can also purchase at stores that honor MasterCard debit cards and get cashback like a normal debit card when you make those purchases with your card. Also, you can pay bills online with your card too.

Benefits of the Program

This allows you to get up to $1,000 of funds that are available to you on your Direct Express card account.

This is also known as the Direct Express Cardless Benefit Access. 

This is useful if:

  • You don’t have your card with you to get access to your funds.
  • If you have lost or your card was stolen and need cash now while you wait for your new card to arrive, that usually takes 10 days or more to get the new card.
  • Maybe your card is expired, and also waiting for the new card in the mail.
  • If you ordered a new replacement Direct Express debit MasterCard and want access to cash now.

Where Can I Get Money From My Direct Express Card 

If you don’t have your Direct Express card with you, it’s still allowed for you to receive up to $1000 of your balance in your account. 

 This can be helpful, especially in an emergency, and available at any MoneyGram outlet located throughout the USA, Puerto Rico, or the U.S. Virgin Islands.  

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Most of the Walmart locations have a MoneyGram outlet for convenience at their customer service desk or wherever you see that MasterCard is accepted and simply withdraw cash from the teller.

A fee of around $12 applies to get $1,000 of your money.

Additional Ways

Some lenders offer a payday loan against Direct Express cards. They say they are easy credit but have very high-interest rates and can become a serious debt problem.

Also, some banks offer a cash advance even for a non-customer. Just present your card to a teller, and the money you need will be debited from your account. A fee of only $5 is usually charged. 

If you make a purchase and use your Direct Express card, some retailers or stores will allow you to ask for additional cashback.

Some Facts about Direct Express Emergency Cash

Get An Advance On Your Social Security Payment

If you have a financial emergency and are eligible for SSI, you can get a one-time emergency advance payment if you are initially applying for your benefits.

Can you get a cash advance on your Direct Express card?

Remember that your Direct Express MasterCard Debit card is not a credit card. This means you can’t get an advance on cash as the only way to get cash is if your account has sufficient funds in the amount you need.

How do I withdraw money from my Direct Express card without my card?

The Direct Express Emergency Cash program allows Direct Express cardholders to be able to get cash without their card, as explained above.

Can I use my Direct Express to transfer money to a bank account?

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Yes, it is allowed to transfer funds to a personal U.S. bank account, and normally a fee of only $1.50 will be deducted from your Direct Express account for the transfer.

Call the Customer Service Department number found on the back of your card to transfer the funds or online or at a bank.