Transfer Money From My Direct Express Card To A Netspend Card [How It Works]
If you are here to learn a little about facts associated with the Direct Express Social Security Debit Card and how to transfer money to a Netspend Prepaid Card or wondering what number to call or what the details are all about and how to use this card to the best extent possible, then perfect, you have found the right article.
What I’m going to do in this article is give you all the Direct Express facts that you need to know about your card so that I can help you out with using your card and benefiting the most.
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Who Is Netspend?
This prepaid debit card is a leading provider, founded in 1999 for MasterCard and Visa, and commercial prepaid card solutions that service over 10 million customers in the United States.
Netspend cards are not a scam. You can purchase your Netspend prepaid cards at local retailers or large chains such as 7-Eleven, Walgreens, and CVS Pharmacy, or you can call 1-866-387-7363 or make an inquiry.
When your card has been delivered to you, it can then be activated by going online or by calling from your phone, just like any other debit or credit card. However, a Netspend card is not a credit card.
What Is A Netspend Prepaid Card
Netspend prepaid MasterCard and Visa cards are popular prepaid debit cards requiring no minimum balance, no annual fees to pay, and no credit check.
All transactions made using Netspend cards are insured by the Federal
Deposit Insurance Corporation (FDIC) up to the current coverage limit, and the Netspend prepaid cards can be used anywhere Debit MasterCard, and Visa debit cards are accepted.
Consumers use their Netspend prepaid cards just like a regular debit card when they shop, pay bills, or need cash from the ATM.
Can You Transfer Money From Direct Express To A Bank Account?
You can move funds from your Direct Express card to a bank account at a small fee. The card allows you to transfer money to a bank account online.
When transferring money from a debit card to a prepaid card, you must treat the prepaid card as a separate institution. Therefore, the transfer will involve the routing and account numbers of the prepaid card.
Here Are Some Examples Of How To Transfer Funds
1) Transfer money online
Once you have the routing and account numbers of the Netspend prepaid card, you can then log into your Direct Express debit card account, navigate to the money transfer section and initiate the transfer. You need to carry out an ACH or wire transfer.
An ACH transfer takes several days to complete, while wire transfers are instant. The good thing with ACH transfers is that you can reverse a transaction while not doing the same with a wire transfer.
2) Send money to an ATM
Automatic Teller Machines (ATMs) allow you to transfer money from one card to another. Therefore, you can transfer money from your debit card to a prepaid card by just pressing a few buttons on the ATM screen. You can follow the steps below.
- Visit an ATM, then insert the debit card.
- Choose your preferred language.
- Enter your debit card PIN and press ‘Yes’ to continue.
- Next, choose the “Fund Transfer” option on the ATM display.
- Enter the recipient’s prepaid card issuer and account number.
- Select the type of account. It can be a Savings Bank Account or a Current Account.
- Enter the amount to transfer and click ‘Correct.’
- Next, click ‘Yes to confirm the amount to send.
- The funds will be transferred successfully to the prepaid card account.
3) Contact Direct Express Customer Service
You are allowed to transfer money from a Direct Express card to a bank account. Netspend is a prepaid account and has a bank account number and routing number so you can do this by calling customer service at Direct Express at 1(888) 741-1115
(or you can find the number by looking at the back of your Direct Express Card)
Additionally, you can use your Direct Express card online account at USDirectExpress.com
Since Netspend Prepaid Card is prepaid, not a debit card, just like a bank account, it has an account number and a bank’s routing number that you’ll need to add to send money.
Once transferred, it normally takes about 2-3 business days for the funds to arrive.
RELATED:
- Get all the facts here on what to do when your Direct Express card is lost.
- Learn more about Direct Express Benefit Access.
Can You Link A Prepaid Card To A Bank Account?
Prepaid cards can operate without linking to a bank account or debit card.
However, if you feel like linking your card to a bank account or credit card, you can do so. It will be good since you will be able to top up your prepaid card balance with funds from a bank or credit union account.
Debit cards are payment cards that link to a bank, credit union, or mobile wallet account. Prepaid cards do not link to any bank or credit union.
However, you can link them to any suitable institution.