Netspend is one of the most well-known financial companies, yet many consumers are still unsure how to use their prepaid card to its full potential. You’ve presumably come here because you want to know how to withdraw big sums from your Netspend card and what the daily limits are.

We have all of the answers to assist you to obtain the greatest outcomes and limiting the number of fees you pay for Netspend withdrawals.

So, keep reading to learn everything there is to know about Netspend cards and withdrawing big sums of money.

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How Do I Withdraw Large Amounts From My Netspend Card?

You can withdraw a large amount of money from your Netspend account by combining many options such as ATM withdrawals, cashback, and over-the-counter money withdrawals.

Netspend is one of the most popular prepaid cards, and fortunately for many users, there are a variety of ways to withdraw funds from your account. Keep in mind that practically all Netspend transactions include a fee, so receiving a larger sum of money at once may be a preferable option.

Before we go into the specifics of the Netsepend withdrawal policy, bear in mind that making a purchase in-store or online is the most effective method to spend your money. This is the most cost-effective option because it does not include any additional expenses.

However, if you require a large sum of money from your Netspend account, continue reading to learn about the most popular methods of obtaining it.

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Netspend Over-the-Counter Cash Withdrawals

  • Maximum amount: $4,999.99 every 24 hours
  • Fee: $3 per transaction

Withdrawing money from your Netspend account over the counter is a common approach to getting a large amount of money. This may be done in any bank that is convenient for you, but bear in mind that you will need your Netspend card and some sort of identification to complete the transaction.

You can withdraw up to $4,999.99 per transaction, which is the daily maximum for Netspend withdrawals. So, by going to your bank and requesting a withdrawal over the counter, you will obtain the most cash for the least amount of fee.

Netspend ATM Cash Withdrawals

  • Maximum amount: $325.00 per withdrawal, $940.00 per day, up to 6 per 24 hours
  • Fee: $2.50 per transaction

If you wish to withdraw money from an ATM using Netspend, you can do so up to $940 in one day, but only in a few transactions because each transaction can be up to $325.00.

This implies that if you want to withdraw the whole $940, you’ll need to perform three transactions, each of which will cost $2.5. This is in case the ATM you choose does not charge any additional costs.

This is not the most cost-effective way to withdraw funds from your Netspend card, but in some circumstances, it is the only option.

Netspend cashback withdrawals

  • Maximum amount: $100.00 per withdrawal
  • Fee: $0 per transaction

Some retailers, such as Walmart, welcome Netspend members and offer a little cash back at the register. This is for when you need money but don’t want to pay any fees.

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The most you can get is $100, which isn’t exactly the big sum we’re aiming for, but it’s worth mentioning.

Keep in mind that practically all prepaid card transactions, such as Netspend, include some form of cost, so make sure you’re utilizing the optimal withdrawal option to prevent incurring too many extra charges.

Can You Withdraw The Entire Balance From Your Netspend Account?

Yes, if you wish to withdraw all of your Netspend funds, you must notify customer service and have a check delivered to your home address.

Withdrawing all money from Netspend is doable, but you must have a strong cause to justify your request. Most customers who require all of the funds in their account choose to close one Netspend account and start another later.

Keep in mind that, while the complete amount will be delivered to your location, you will have to wait for 7 to 10 working days.

It may be preferable to withdraw money every day through ATMs or over the counter rather than waiting 7 days for the check to arrive.

How To Check Account Balance With Netspend?

If you wish to check your Netspend balance, go to your Account Center and do so for free. It’s simple to log in, and you can view all of your transactions as well as your current balance on the card.

This may be a vital step before deciding on any of the previously stated ways of money withdrawal. Here are a few more ways to check your balance:

  • Anytime Alerts – Netspend also offers the opportunity to sign up for Anytime Alerts. This will allow you to get a text message with your balance as well as some other benefits.
  • ATM or toll-free number – If you wish to check your balance at an ATM or by using a toll-free number, but keep in mind that there will be a $0.50 fee.
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Final Thoughts

Netspend has a daily withdrawal limit of $4,999.99, and you now know what your possibilities are. This allows you to make the best transaction possible or even request that the entire amount in your account be paid out.