How To Get Your MetaBank Bank Statement [Easy Directions]
Banks can be complicated, and the constant ins and out of money in our modern world can make our bank records a little tricky to decipher.
Still, bank records are essential when it comes to tax, employee expenses, mortgage requests, and much, much more. You may need to provide your bank statements if you want to rent a home, or if you co-sign as someone’s guarantor.
So, now that we’ve established that bank statements are important, where can you find them if you bank somewhere like MetaBank? MetaBank is very similar to modern banking systems in many ways, but there are also crucial differences.
So, how can you get a hold of your MetaBank bank statement? What will it look like? Let’s find out.
Navigation Links:
- What Is MetaBank?
- What Will My MetaBank Bank Statement Include?
- How Can I View My MetaBank Bank Statement?
- MetaBank Frequently Asked Questions
- The Bottom Line
What Is MetaBank?
MetaBank is an alternative financial service, designed for users with poor or no credit who don’t wish to be tied to traditional banking systems. MetaBank is one of the leading providers of prepaid cards in the US. They specialize in prepaid cards for all occasions – travel cards, gift cards, automobile payments, cards for agricultural or business purposes, borrowing, and much more.
Since MetaBank doesn’t require credit checks, just about everyone is eligible for a MetaBank account. However, this also means that your MetaBank account and any subsequent transactions don’t impact your credit score in any way – for bad or good.
Prepaid cards allow for an extra feeling of security, as you can rest assured that you won’t accidentally spend more than you intended. This no-credit scheme is what makes MetaBank accounts suitable for people with no credit or bad credit.
MetaBank’s optional direct deposit system, which you can sign up for when you open an ACE Flare account, allows users to receive deposits up to two days early, and also eliminates the need for handling paper checks.
What Will My MetaBank Bank Statement Include?
If you haven’t seen a MetaBank bank statement before, don’t worry. They’re very similar to regular bank statements. While your bank statements can vary slightly depending on the type of account and your recent activity, there should be some basic information included in the statement.
Information that you should find in your bank statement includes:
- The MetaBank logo in the top right corner, with your name, address, and information below it
- Your account number should be seen in the top left corner
- Your opening balance
- Your closing balance
- Your total deposits
- Your total withdrawals
Your statement should also include information on how to query any information you find on your statement. The letter should provide an address, contact number, and email address, as well as inform you what information you’ll need to have to make a query.
Your bank statement should be very detailed. Each deposit and withdrawal should have a date, as well as a line of information about where the money came from or went to. If you see any transactions you don’t remember or believe are fraudulent, contact MetaBank immediately.
How Can I View My MetaBank Bank Statement?
Keeping an eye on your bank statements is the best way to detect any fraud or mistakes in your banking. You should carefully review your bank statements every month, or whenever they are released.
So, now that we’ve established that viewing your bank statements is important, how can you find them? Fortunately, MetaBank allows you to view your statements online, like most banking companies. Here’s how you can view your statements online.
- Step One: Go to MetaBank.com. Click on the “log into online banking” option on the top left of your screen.
- Step Two: Enter your log-in details. You should now be able to access your online banking account.
- Step Three: Select “accounts”, and then select “documents”.
- Step Four: If you haven’t used eStatements or visited the “documents” section before, you’ll be presented with an eSign consent agreement. Read the document carefully, and if you agree to the terms, click the document hyperlink at the bottom of the document. Clicking this link will give you a confirmation code.
- Step Five: Enter the confirmation code in the eSign confirmation code box.
- Step Six: Click “I agree” to the terms and conditions. You may then be required to confirm and verify your email address and other info.
- Step Seven: Click “enroll” to confirm your selections.
It’s worth remembering that this is just the enrollment process. After you’ve enrolled, you’ll be able to access eStatements on your MetaBank online banking account. These statements can be downloaded and saved for later, and you can switch back to paper statements at any time.
MetaBank Frequently Asked Questions
Let’s briefly discuss a few frequently asked questions about MetaBank and your bank statements.
- Why would I need to view my bank statement?
Bank statements are private – most bank employees won’t be able to access your information. Your bank statements contain sensitive information, and showing them around could leave you vulnerable to fraud.
Regularly reading through your bank statements is a good way to spot fraudulent transactions early.
- What do I do if I don’t have an online banking account?
If you don’t do online banking and don’t have a MetaBank account, not to worry. You’ll likely receive paper statements through the mail, or you can call 866 559 5037 or email MetaBank at ibank@metabank.com. They’ll either help you get set up with an online account or help you get the information you need some other way.
The Bottom Line
Whether you use paper statements or eStatements (which are better for the environment!) be sure to keep your financial records safe.
Landlords and mortgages might require you to show several of your most recent bank statements as a way of proving your earnings. Never show a bank statement to somebody you don’t know or trust.