How Much Can I Take Off My Chime Card?

Are you here in order to learn a little about facts associated with how much you can take off the Chime Visa Credit Card and what the details are all about or wondering what number to call and how to use this Chime Visa Credit Card to the best extent possible, then perfect! You have found the right article.

In this article, I’m going to give you all the Chime Visa Credit Card facts that you need to know about so that I can help you out with using your card and benefiting the most.

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How Chime Operates

Chime is not a bank but instead a financial technology company. Chime is an online bank that ultimately provides convenient access, does not maintain physical branches, and provides more convenient features than most traditional banks for millions of customers.

The Chime company doesn’t operate from any fees concerning minimum balance fees or overdrafts, consumer fees, monthly service fees, and means operating not as traditional banks typically operate, which saves their members money.

Chime is one of the top neo banks with millions of customers. A neo bank is a type of Bank that does not have its own physical location. Instead of spending money to maintain their own physical branches, Chime invests that money into building the best online banking platform. 

How Much I Can Take Off My Chime Card

Banks and Credit Unions — You are allowed to withdraw cash physically at a credit union or local bank by showing your Chime Visa Debit Card at the teller window for your withdrawal. Withdrawing money at the teller is normally labeled an Over-the-counter withdrawal, and there is a $2.50 fee every time you withdraw cash this way, with a limit of up to $500.00 per day.

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A fee of $2.50 per transaction and the total incurred including ATM and Over-The-Counter Withdrawals, funds withdrawn at a POS (point of sale), and purchases are all subject to a total of $2,500 maximum per day on your card. 

An out-of-network provider, ATM owner-operators, merchants, and participating banks may impose their own lower limits and fees on cash withdrawals.

If any in-network ATM accidentally charged you a fee, then simply send a message from the Chime mobile app, so Chime can find the issue and credit any mistake made back into your account.

Chime will reimburse the $2.50 fee one time as long as you have received any direct deposit in the amount of $1 or more since June 1, 2021, from an employer or payroll provider, gig economy payer via automated clearing house (ACH) transfer or Original Credit Transaction (OCT), or government benefits.

Checking Limits

Fee-free ATM Network

There are so many ATMs that accept your Chime Visa Debit Card. Cash is available at over 60,000 ATMs that are also fee-free which totals more than all the top 3 national banks combined. 

Also, there are ATMs at popular retail stores like Walgreens®, CVS®, 7-Eleven®, and Target®. Get fee-free transactions at any Moneypass ATM in a 7-Eleven location and at any Allpoint or Visa Plus Alliance ATM. Otherwise, out-of-network ATM withdrawal fees may apply.

To find an ATM near you, use the Chime mobile app or go online to www.chime.com/atms to visit our ATM Finder. 

[You can find the ATM Map in the phone app that is located on the bottom right corner of the main screen.]

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Daily ATM Withdrawal Limits For Top Banks.

  1. Bank of America $1,000
  2. Citibank $1,000*
  3. Wells Fargo $300
  4. US Bank $500

Get Cashback When You Make A Purchase

If you are using app version 3.4 or later, the ATM Finder identifies an additional 38,000 cashback locations at major merchants across the US such as Walmart, CVS, Bed Bath and Beyond, Target, and major grocery chains like Whole Foods, Trader Joe’s, and Safeway.

The maximum cashback amount allowed by the merchant varies by merchant. Generally, grocery stores allow for up to $100 cashback, whereas drugstores like Walgreen’s and CVS allow for $40 cashback.

Nearly all of the merchants have a minimum purchase amount, and you should check with the merchant to verify or check the card reader screen at the register before finalizing your purchase to verify if there is a fee.

Contact Chime Visa Debit Card Account Customer Support

If you are having trouble using or depositing money onto your Chime card, 

then contact Chime Support at 844-244-6363.

You can also email Chime at support@chime.com.

Or log in to your Chime account at www.chime.com and follow the directions.

Steps To Get The Chime Account Phone App

  1.  Log in to your Chime online account at www.chime.com  or Open Chime App on your phone.

(If you don’t have a phone app for Chime, you can download it by clicking here.)

I’ve misplaced my Chime Visa Debit Card. Is it possible to turn off my card?

If your Chime Visa Debit Card is ever lost or stolen, you can temporarily block it:

  1. Open the Chime app
  2. Then click on Settings and turn off Chime Card Transactions.
  3. Get a new card:
    1. Go to Settings and click “Replace My Card.”
    2. If you have issues with that app, you can call us at 1-844-244-6363
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