Chime Card Temporarily Unavailable [How To Get Help]
Are you here in order to learn a little about facts associated with how much you can take off the Chime Visa Credit Card and what the details are all about or wondering what number to call and how to use this Chime Visa Credit Card to the best extent possible, then perfect! You have found the right article.
In this article, I’m going to give you all the Chime Visa Credit Card facts that you need to know about so that I can help you out with using your card and benefiting the most.
Quick Navigation Article Links
- Chime Card Unavailable
- Checking Real-Time Status
- Suspended Chime Account
- Unlock Suspended Card
- Quick Troubleshooting Reasons
- Get Chime Phone App
- Contact Customer Support
Chime Card Temporarily Unavailable
There are several reasons you may find that your Chime Visa Debit Card is not working. Below are many of the ways and reasons that can help you to get up and running again.
Status of Banking Services (updated in real-time)
Click this link, and you will find updates and status.
At chime.com you are able to manage your Chime Visa Debit Card and check your balances.
Need help with your Chime Visa Debit Card then for the quickest response you can email at support@chime.com.
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Why Chime Account Can Be Suspended
If you break the terms and conditions on your Chime Visa Credit Card account, your account will be suspended. This can be done if the Chime Visa Credit Card is set up with multiple Chime accounts to try and take advantage of all the signup bonuses or if the card is used for something illegal or if used for any unauthorized purpose.
If your Chime Visa Credit Card account is suspended, you should be able to get back your money by contacting customer service and each account varies from one person or another for the amount of time that it actually takes to recover your account money.
Other unauthorized purposes include opening a business account that is actually not registered as a business or even committing fraud by using a personal bank account can also suspend your Chime Visa Credit Card account.
Of course, your funds would be held until you are able to provide proper details to clear up the situation that suspended your account.
Other examples that represent violations according to Chime’s operating guidelines:
- Using unauthorized Chime digital products that are not in line with terms and conditions.
- Committing fraud or money laundering.
- Conducting or supporting illegal activities.
- Not disclosing all details of your accounts or businesses.
- Taking advantage of signup bonuses with multiple accounts.
Most violations are determined by algorithms and automated tools that have been programmed and therefore can’t determine between bad and good which sometimes results in an unfair suspended account. Contacting Chime and resolving the situation asap is the best practice.
How To Unlock Your Chime Card
Our member services team can activate and unblock your card.
Please email support@chime.com with the subject “Unblock Transactions” and your message will be prioritized.
Or you can call 844-244-6363 to find out why and exactly what you need to do to resolve your suspension.
Depending on the reason for your suspended card account will determine how long until reactivated but most cases are resolved and unsuspended fairly quick.
Troubleshoot Reasons Your Chime Visa Card May Not Work
Transaction Declined
If your transaction declined and you’re not sure why to check out the possible reasons below:
Inactive Chime Card
Simply activate your Chime Credit Builder Visa Secured Credit Card or Chime Visa Debit Card in your phone app. To activate your card, follow these steps:
- Open your Chime app
- Tap Activate Card on the home screen
- Follow the prompts
On the back of your Chime Visa Secured Credit Card is a number you can call to begin the card activation process
Disabled Transactions
Your transactions can decline when transactions are disabled in your app. To re-enable transactions:
- Open your Chime app
- Tap Settings
- Turn on Allow Transactions (the button will be green when this is turned on)
If you want to allow International Transactions, you can turn these on in your app too.
Incorrect Billing Address
If you entered a billing address that doesn’t match the one associated with your Chime account, your transactions can decline. To solve this:
- Open your Chime app and tap Settings
- Select Edit next to Personal Info
- Tap the Address field to edit your address
Lost or Stolen Card
If you’ve recently reported your Chime card lost or stolen, your transactions will be declined.
If you reported your card lost or stolen: Give us a call at 1-844-244-6363 and we can reactivate it or ship you a replacement card.
Expired Card
Your Chime card may have expired. If you have another card, you can try your transaction again using that card information. If you don’t, you can order a new replacement card through your app.
Insufficient Funds
You might not have enough funds available in your Chime Checking Account to complete your transaction.
If you need to add funds to your account, you can select Move Money in the app to see different options for adding money to your Checking Account.
Exceeded Limits
Your transactions can decline when you exceed the spending or withdrawal limit on your Chime Checking Account.
You can spend up to $2,500 per day using your Chime Visa® Debit Card, and you can withdraw up to $500 at the ATM each day (out-of-network fees may apply).
Incorrect PIN
If you entered your PIN incorrectly, your transactions will decline.
If you forgot your PIN, call 1-844-244-6363 and follow the prompts to reset your PIN. You’ll be asked for your card information, so be sure your card is nearby.
Incorrect CVV
Your transaction can decline when you enter the CVV incorrectly. You can retry your transaction, just make sure to enter the correct three-digit number that is located on the back of your Chime credit card near to the right of the signature box.
Incorrect Expiration Date
It’s possible your transaction was declined because you entered the wrong expiration date. For your next Chime Visa® Debit Card transaction, be sure to use the expiration date listed on your current debit card.
Blocked Country or Merchant
This transaction was declined because your card was used at a merchant or in a country that is not currently accepted. We’re not able to change this on our end.
Steps To Get The Chime Account Phone App
- Log in to your Chime online account at www.chime.com or Open Chime App on your phone.
(If you don’t have a phone app for Chime, you can download it by clicking here.)
Contact Chime Visa Debit Card Account Customer Support
To get in touch with a Chime team member.
Contact Chime Support at 844-244-6363.
You can also email Chime at support@chime.com.
Or log in to your Chime account at www.chime.com and follow the directions.
Or log in to your Chime account and use the Chatbot Feature.